Singapore’s Majulah Package continues to provide retirement support for eligible Singapore citizens born in 1973 or earlier. The initiative is designed to help older workers and seniors strengthen their retirement savings and prepare for healthcare expenses as they approach retirement.
As of October 2026, the official Government Benefits website lists the package’s three main components: the annual Earn and Save Bonus, the one-time Retirement Savings Bonus and the one-time MediSave Bonus. The Retirement Savings Bonus and MediSave Bonus were paid in December 2024, while eligible recipients can receive the Earn and Save Bonus annually, subject to the scheme’s requirements.
Here is what Singaporeans need to know about the Majulah Package in 2026, including eligibility criteria, bonus amounts, payment arrangements and how to check their benefits.
What Is the Majulah Package?
The Majulah Package is a Singapore Government initiative introduced to strengthen retirement adequacy, particularly for citizens in their 50s and early 60s. It focuses on Singaporeans born in 1973 or earlier, with additional support directed towards people with lower incomes and smaller retirement savings.
The package was introduced as part of the Forward Singapore exercise and is associated with a government commitment of approximately S$9 billion. Around 1.6 million Singaporeans are expected to benefit from at least one component of the scheme.
Unlike a general cash assistance programme, most Majulah Package benefits are credited directly into the relevant Central Provident Fund (CPF) accounts. This helps recipients build retirement or healthcare savings rather than providing unrestricted cash for immediate spending.
The three components are the Earn and Save Bonus, Retirement Savings Bonus and MediSave Bonus.
Majulah Package 2026: Latest Bonus Amounts
The amounts available depend on the particular component and the recipient’s circumstances.
| Benefit | Amount | Payment arrangement |
|---|---|---|
| Earn and Save Bonus | S$400–S$1,000 annually | CPF account credit |
| Retirement Savings Bonus | Up to S$1,500 | One-time CPF top-up |
| MediSave Bonus | S$1,250 or S$2,000 | One-time MediSave credit |
The Retirement Savings Bonus and MediSave Bonus were one-time benefits paid in December 2024. They should not be treated as new annual payments in 2026.
The Earn and Save Bonus is the recurring component. Eligible citizens can receive it each year, with the 2026 payment assessed using the applicable income and property information specified by the Government.
1. Earn and Save Bonus 2026
The Earn and Save Bonus (ESB) is intended to help working seniors increase their retirement savings. Eligible recipients receive an annual CPF top-up based on their average monthly income.
For the 2026 assessment, the Government uses income from the 2025 Year of Assessment, which reflects employment and trade income earned in 2024, along with the relevant property details as at 30 November 2025.
The annual bonus amounts are:
| Average monthly income | Annual bonus |
|---|---|
| S$500 to S$2,500 | S$1,000 |
| Above S$2,500 to S$3,500 | S$700 |
| Above S$3,500 to S$6,000 | S$400 |
Workers with lower incomes receive a higher bonus, provided they meet the other eligibility conditions.
Eligible self-employed people and platform workers may also qualify. The scheme is not restricted to traditional employees, although income requirements and other eligibility rules still apply.
The Earn and Save Bonus is automatically credited to the eligible recipient’s CPF account in March each year. It is not an unrestricted cash payment that recipients can withdraw immediately as a lump sum.
2. Retirement Savings Bonus
The Retirement Savings Bonus (RSB) provides additional support to Singaporeans who have comparatively low CPF retirement savings.
Eligible citizens could receive a one-time CPF top-up of up to S$1,500. Eligibility depended on factors including the recipient’s birth year and CPF retirement savings, with the relevant benchmark based on the 2023 Basic Retirement Sum of S$99,400.
This bonus was paid in December 2024. It is important to understand that the Retirement Savings Bonus is not a recurring annual benefit and should not be advertised as a new S$1,500 payment available to everyone in 2026.
The additional CPF savings can help eligible recipients strengthen their financial position in retirement. The exact effect on future retirement payouts depends on the individual’s CPF balance and applicable payout arrangements.
3. MediSave Bonus
The MediSave Bonus helps older Singaporeans build savings for eligible healthcare expenses.
Under the enhanced Majulah Package, eligible citizens born in 1973 or earlier received a one-time MediSave top-up of S$1,250 or S$2,000. The amount depended on factors such as age, the Annual Value of the recipient’s residence and property ownership.
The bonus was credited to the recipient’s CPF MediSave Account in December 2024.
MediSave savings can be used for eligible healthcare expenses under CPF rules, including approved hospitalisation expenses and certain outpatient treatments. However, these funds are not equivalent to unrestricted cash that can be used for any household expense.
For seniors managing healthcare costs alongside everyday living expenses, the additional MediSave balance can provide useful financial support.
Who Is Eligible for the Majulah Package in 2026?
The main age-related requirement is Singapore citizenship and a birth date on or before 31 December 1973. However, eligibility differs between the three components.
For the annual Earn and Save Bonus, applicants generally need to meet all the following conditions:
- Be a Singapore citizen born in 1973 or earlier.
- Have an average monthly income of S$500 to S$6,000 under the applicable assessment rules.
- Live in a residence with an Annual Value of S$31,000 or below.
- Own no more than one property.
Special concessionary rules may apply to certain people with disabilities, eligible ComCare Short-to-Medium-Term Assistance recipients and qualifying caregivers. Some of these individuals may qualify for a S$400 annual bonus even if their average monthly income is below S$500, provided they meet the additional conditions.
Eligibility is assessed annually. Meeting the age requirement alone does not automatically guarantee the Earn and Save Bonus, and the one-time bonuses have their own criteria.
Singapore citizens who live overseas may not qualify for the Earn and Save Bonus because the scheme includes local residence and other eligibility requirements.
When Will the Majulah Package 2026 Payment Be Made?
The annual Earn and Save Bonus is credited to eligible CPF accounts in March. The Government’s official scheme information confirms that annual payments have been made from 2025 onwards.
The one-time Retirement Savings Bonus and MediSave Bonus were paid in December 2024. There is no basis for assuming that these two benefits will be paid again in December 2026.
Eligible recipients can check their CPF transaction history to confirm whether the annual bonus has been credited. The Government may also send an SMS to the mobile number registered with Singpass, or a letter to the recipient’s registered address if applicable.
People who have not received a payment should verify their eligibility and official account records rather than relying on social media posts claiming that everyone will receive a new payout.
How to Check Majulah Package Eligibility
Singapore citizens can check their eligibility through the official Government Benefits website.
- Visit govbenefits.gov.sg.
- Select the login option and access the e-services using Singpass.
- Review the benefits and eligibility information displayed for your account.
- If you are checking an expected Earn and Save Bonus, review your CPF transaction history as well.
For additional assistance, the official Majulah Package information lists the hotline at 1800-2222-888.
Be cautious of scam messages. Do not share your Singpass password, banking credentials or one-time passwords with anyone claiming to arrange your benefits. Official payment notifications should not require you to provide sensitive login information through an unsolicited message.
Final Takeaway
The Majulah Package remains an important retirement-support initiative for eligible Singaporeans born in 1973 or earlier. In 2026, the main recurring benefit is the Earn and Save Bonus, which provides S$400 to S$1,000 annually to eligible working seniors.
The Retirement Savings Bonus of up to S$1,500 and the MediSave Bonus of S$1,250 or S$2,000 were one-time payments made in December 2024, not new annual payouts.
The safest way to confirm your benefits is to check the official Government Benefits website using Singpass. Individual eligibility, payment amounts and CPF crediting arrangements depend on the scheme’s rules and the recipient’s circumstances.