Singaporeans searching for the Government’s $1,500 Majulah Payment in 2026 should know that two different retirement support measures are involved. The Majulah Package provides additional support for older Singaporeans, while Budget 2026 introduced a separate one-time CPF top-up of up to S$1,500 for eligible citizens aged 50 and above.
The distinction matters because the original Majulah Package’s one-time Retirement Savings Bonus was paid in December 2024. The new Budget 2026 CPF top-up is scheduled for December 2026 and has its own eligibility requirements.
Eligible Singaporeans may receive S$1,500, S$1,000 or S$500 under the 2026 CPF top-up, depending on their CPF retirement savings and the Annual Value of their home. Not everyone will qualify for the maximum amount.
What Is the Singapore Government $1,500 Payment in 2026?
The S$1,500 payment discussed in connection with 2026 is the Budget 2026 CPF Top-Up, a one-time measure intended to strengthen retirement savings for eligible Singaporeans.
The top-up is designed for citizens aged 50 and above who have relatively low CPF retirement savings and meet the property’s Annual Value and ownership conditions.
It is different from the Majulah Package, which was introduced to provide additional retirement support to Singaporeans born in 1973 or earlier.
The Majulah Package consists of three main benefits:
- Earn and Save Bonus: An annual CPF bonus for eligible working Singaporeans.
- Retirement Savings Bonus: A one-time CPF top-up of up to S$1,500, paid in December 2024.
- MediSave Bonus: A one-time MediSave top-up, also paid in December 2024.
Therefore, people checking for a new S$1,500 payment in December 2026 should look at the Budget 2026 CPF Top-Up rather than assume the original Majulah Retirement Savings Bonus is being paid again.
Who Is Eligible for the S$1,500 CPF Top-Up in 2026?
To qualify for the Budget 2026 CPF Top-Up, a person must meet the following conditions.
1. Must Be a Singapore Citizen
The applicant must be a Singapore citizen residing in Singapore. Permanent residents and foreign citizens do not qualify for this measure.
2. Must Be Aged 50 or Above
The recipient must be aged 50 or above in 2026. This generally means being born in 1976 or earlier.
3. CPF Retirement Savings Must Be Below the Required Level
The top-up depends on CPF retirement savings as at 31 December 2025. The relevant threshold is the 2026 Basic Retirement Sum (BRS) of S$110,200.
Those with CPF retirement savings below S$60,000 may qualify for the S$1,500 tier if they also meet the relevant property conditions.
4. Must Meet the Property Conditions
The Annual Value of the person’s residential property, as indicated on their NRIC as at 31 December 2025, must not exceed S$31,000.
The person must also own no more than one property as at 31 December 2025.
All the applicable conditions must be met before the CPF top-up can be credited.
How Much Can You Receive?
The Budget 2026 CPF Top-Up amount depends on the recipient’s retirement savings and the Annual Value of their home.
| CPF retirement savings as at 31 December 2025 | Annual Value up to S$21,000 | Annual Value above S$21,000 up to S$31,000 |
|---|---|---|
| Below S$60,000 | S$1,500 | Not eligible under this tier |
| S$60,000 to below S$110,200 | S$1,000 | S$500 |
These amounts apply to eligible Singapore citizens born in 1976 or earlier who own no more than one property.
For example, an eligible citizen with CPF retirement savings below S$60,000 and a residential property Annual Value of S$18,000 may qualify for the S$1,500 top-up.
A person with CPF retirement savings of S$80,000 and a home Annual Value of S$25,000 may qualify for S$500 instead.
These examples illustrate the published tiers. The official eligibility assessment determines the amount payable to each individual.
When Will the S$1,500 Payment Be Credited?
The Budget 2026 CPF Top-Up is scheduled to be credited in December 2026 to eligible recipients.
The money is intended to strengthen retirement savings, so it is not a regular cash payout into a bank account.
Depending on the recipient’s CPF account arrangements, the top-up will be credited to the Retirement Account or Special Account. The applicable CPF rules determine the account used.
Eligible citizens should check their CPF transaction history after the scheduled crediting period to confirm whether the money has been received.
Is the Majulah Package Earn and Save Bonus Also Available in 2026?
Yes. The Majulah Package’s Earn and Save Bonus is a separate annual benefit that continues in 2026 for eligible working Singaporeans born in 1973 or earlier.
To qualify, a person generally must:
- Be a Singapore citizen born in 1973 or earlier.
- Have average monthly income of S$500 to S$6,000, subject to concessionary rules for certain groups.
- Live in a residence with an Annual Value of S$31,000 or less.
- Own no more than one property.
For the 2026 Earn and Save Bonus, the annual amount is based on average monthly income for the relevant assessment year.
| Average monthly income | Annual Earn and Save Bonus |
|---|---|
| S$500 to S$2,500 | S$1,000 |
| Above S$2,500 to S$3,500 | S$700 |
| Above S$3,500 to S$6,000 | S$400 |
Eligible recipients generally receive the Earn and Save Bonus automatically in their CPF account in March each year. The bonus is meant to support retirement savings and is not paid as unrestricted cash.
How to Check Your Eligibility
Singaporeans can check whether they qualify for the Budget 2026 CPF Top-Up or the Majulah Package using official government services.
- Visit the GovBenefits website at https://www.govbenefits.gov.sg/.
- Open the relevant scheme information page.
- Sign in with Singpass when required to check your personal eligibility.
- Review the CPF retirement savings, property conditions and payment information.
- Check your CPF transaction history after the scheduled crediting period.
If you are unsure whether a payment relates to the Majulah Package or the new CPF top-up, consult the official scheme details rather than relying on headlines that combine both programmes.
Final Words
The Singapore Government’s S$1,500 retirement support in 2026 refers to the Budget 2026 CPF Top-Up for eligible citizens aged 50 and above. The amount depends on CPF retirement savings and residential property Annual Value, and the top-up is scheduled for December 2026.
The Majulah Package is a separate programme. Its one-time Retirement Savings Bonus was paid in December 2024, while its Earn and Save Bonus continues annually for eligible working Singaporeans.
Before expecting a payment, check the official eligibility criteria and confirm which scheme applies to your circumstances.